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THE
PERSONAL
CFO
DIFFERENCE

We bring insights and organization to entrepreneurs dealing with complexity so they can get back to business. 

THE PERSONAL
CFO DIFFERENCE

For entrepreneurs, success begets more activity, new opportunities, greater responsibility. 
 
And further success only amplifies the demands.
 
Eventually, it becomes difficult to lead the business AND oversee family finances. 
 
That’s where Bluestone comes in.
Conflicts of interest are everywhere in finance. It’s even more difficult for entrepreneurs because they have a wide variety of assets and situations, making them more prone to conflicted advice. That’s why our services are offered on a fixed fee basis.  We think it’s the best approach to mitigate conflicts and promote trust over time.
We are 100% owner operated. Clients pay a fixed monthly fee.  There is no other compensation paid to Bluestone. Ever.

WE FOCUS ON FOUR KEY AREAS

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QUALITY
NOT
QUANTITY

We purposefully limit the number of entrepreneurs we partner with so we can fulfill our mission of supporting each entrepreneur’s mission.
 
We form partnerships with a small number of highly accomplished, like-minded individuals. 
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PRICE IS WHAT YOU PAY;
VALUE IS WHAT YOU GET

We view business and investing as two sides of the same coin.  In all cases, we adopt the approach of a long-term asset owner.
 
Price is what you pay; value is what you get.  

This simple concept is at the heart of every business and investing transaction.

Andrew Cosgrove

Bluestone’s principal personal CFO. For more than 16 years he has served as the personal CFO to a suite of interesting entrepreneurs.

He has more than 30 years collective experience in various parts of the financial world. That includes private equity, corporate lending, insurance and traditional investing.  For the past 16 years he has served the personal CFO to a suite of interesting entrepreneurs.  He’s also a CFA Charterholder.

 

A native of Australia, Andrew first came to the United States in 1990 to play college tennis.  These days, tennis with his family is a little less intense but even more rewarding.

Ryan Beckwith​ ​ An analyst and advisor

Ryan Beckwith

An analyst and advisor who is also responsible for the data that underpins reporting and serving clients with analytics and advice.  Ryan’s background in corporate accounting gives him excellent insight into financial reporting, and with more than a year at Bluestone he applies that insight to a wide range of entrepreneur assets and circumstances.

 

Ryan is also a Maryland native. He was a four year starting pitcher for the Susquehanna University baseball team and has spent time in Japan and Chile.

 

Ready to put an experienced team at the intersection of your personal and business finances?

MEET YOUR PERSONAL CFO TEAM

Nancy Yee

Nancy Yee is Bluestone’s client manager, and she brings a diverse set of experiences to her role of managing client experience.  She has a rich understanding of back office technology needed to support client productivity, administration, and project management.  After more than 9 years with Bluestone, she knows entrepreneurs.
 
Nancy hails from Maryland and can give you a primer on just about any restaurant in the Washington DC area you care to name.

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OUR
INCENTIVES

Typical financial advisory business models do not work for entrepreneurs.

Strategy

Supporting the entrepreneur’s business and personal legacy.

Capital Allocation

Intelligently deploying capital inside and outside the business.

Risk
Management

Adressing gaps as risk evolves.

Reporting

Organizing activity into a complete and coherent picture.

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